SafeUPI monitors the payment SMS messages on your device, detects fraud patterns in real time, and sends you an instant warning — so you can spot a scam before it's too late.
Digital payment scams in India often begin with a simple SMS — a fake bank alert, a phishing link disguised as a KYC reminder, or a message impersonating a known sender. By the time most people realise something is wrong, the damage is done.
SafeUPI was built to change that. Our platform monitors transaction-related SMS alerts received on your device and analyses them for known fraud indicators — suspicious links, spoofed sender IDs, fake urgency, and more. When a threat is detected, you get an immediate warning.
We don't interfere with your payments or access your bank. We simply watch your messages, and tell you when something looks wrong.
SafeUPI works quietly in the background — watching your inbox so you don't have to.
Every UPI transaction, bank debit, or payment-related alert generates an SMS on your device. SafeUPI monitors these messages as they arrive — nothing is uploaded or shared externally.
Our system scans the message text against a continuously updated library of scam patterns — suspicious links, spoofed sender IDs, fake urgency phrases, impersonation keywords, and unusual UPI address formats.
If the message contains indicators of fraud, each one is identified and tagged — so you know exactly what looks wrong and why.
SafeUPI pushes an alert to your device immediately — before you have a chance to click a link, share an OTP, or make a payment. The notification explains what was found and what to avoid.
With the warning in hand, you can ignore the suspicious message, report it, or contact your bank — with enough information to take the right action. SafeUPI gives you awareness; you make the decision.
Questions about how SafeUPI works, or spotted something unusual? Reach out — we respond promptly.
Read guides on how SafeUPI detects scams, what patterns it looks for, and how to understand the alerts you receive.
Visit safeupi.org →Received a suspicious SMS that SafeUPI didn't catch? Let us know so we can improve our detection and protect others.
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